Which of the following scenarios would a Bailee Insurance policy cover?

A Bailee Insurance policy is specifically designed to protect individuals or businesses that are responsible for the property of others while it is in their possession. In this context, option B is the correct choice because it directly pertains to a situation where a dry cleaner, acting as a bailee, takes custody of clothing that belongs to someone else. If the clothing is damaged while in the dry cleaner’s care, the Bailee Insurance policy would cover the loss incurred due to this damage.

The other scenarios do not involve the same type of bailment relationship. For instance, loss of business income due to a disaster (option A) relates to business interruption insurance, not bailee responsibilities. Spoilage of food in a grocery store (option C) would fall under food spoilage insurance, while property damage occurring during a client's viewing (option D) does not meet the criteria of a bailee relationship since the property is not in the possession of the at-fault party in the same way it is with the dry cleaner and the clothing. Therefore, the damage to clothing while at the dry cleaner is the only scenario that aligns perfectly with the coverage provided by Bailee Insurance.