What is typically required for a public adjuster in New Jersey to accept an assignment of benefits?

In New Jersey, for a public adjuster to accept an assignment of benefits, it is essential that there is a written consent from the policyholder. This requirement is in place to protect both parties involved. A written agreement ensures that the policyholder fully understands the scope of the assignment and the implications of allowing the public adjuster to act on their behalf regarding their insurance claim. This establishes clear documentation of consent, which can prevent disputes later on about the legitimacy of the assignment.

Other options do not fulfill the legal requirements set forth for assignments of benefits. A verbal agreement might not provide sufficient protection or clear evidence of the policyholder’s intent. A referral from the insurance company does not pertain to the consent needed from the policyholder for the public adjuster to proceed with an assignment. Lastly, while having a license is critical for a public adjuster to operate legally, it is not directly related to the assignment of benefits process. Thus, obtaining written consent is the critical step that ensures compliance and protects the rights of the policyholder.