What information must be included in a public adjuster's contract with a client?

A public adjuster's contract with a client is a critical document that ensures transparency and clarity regarding the services to be provided. The inclusion of terms of compensation, services provided, and cancellation rights is essential because it sets the foundation for the working relationship between the adjuster and the client.

Terms of compensation detail how the adjuster will be paid, which may include a percentage of the claim payout or a flat fee, ensuring that clients understand any potential financial commitments. The description of services provided outlines the specific roles and responsibilities of the adjuster, which helps manage client expectations and promotes accountability. Additionally, cancellation rights inform clients of their options should they choose to terminate the relationship, safeguarding their interests and promoting trust.

While understanding a client's financial history, the adjuster's licensing information, and details about the insurance policy are valuable in the context of the overall adjustment process, they are not strictly required to be included in the contract itself. The information in the contract must focus on the relationship and obligations between the adjuster and the client, making the inclusion of compensation, services, and cancellation rights essential for a comprehensive and legally sound agreement.