In the event of a catastrophic loss, how many days may the Insurance Commissioner issue temporary licenses for?

In the context of providing temporary licenses during a catastrophic loss, the Insurance Commissioner has the authority to issue these licenses for a period of up to 90 days. This provision is crucial for facilitating recovery efforts and ensuring that there is adequate support available for policyholders affected by significant events, such as natural disasters.

The 90-day duration allows sufficient time for adjusters to assist claimants while also ensuring that regulatory standards are maintained. This temporary licensure is designed to expand the workforce of public adjusters during times of increased demand, thereby helping to expedite claims processing and provide necessary services to individuals and businesses dealing with losses.

The options indicating shorter durations, such as 30, 60, or longer periods like 120 days, do not align with the established guidelines, which specifically limit the temporary licensing period to a maximum of 90 days in these scenarios. This structured approach helps maintain a balance between addressing urgent needs and upholding professional integrity in the industry.