How is responsibility for specific property determined in cases of condominium ownership?

In condominium ownership, the determination of responsibility for specific property typically relies on the governing documents of the condominium, which include the master deed and the bylaws of the condominium association. These documents detail the ownership structure, specifying which areas and components of the property are individually owned versus what is considered common property owned collectively by the residents. They also outline the rights, responsibilities, and liabilities of the unit owners and the association.

Consulting the master deed and bylaws is essential for an adjuster because these documents provide the legal framework necessary to accurately assess claims related to damages or losses. This allows the adjuster to establish who is liable for repair costs associated with the specific property under consideration, helping to ensure that the claim process operates smoothly and according to established legal standards.